
I have seen so many ads saying "you can reduce your debt by calling this number" or doing other things. Why should someone else pay off MY debt. I bought the things and I have used them so I will pay for them. Nothing is free. I think people actually think that if the bank writes it off then it just goes away. The money has to come from somewhere and it means someone else is paying for something they never got. If the government pays for it in the form of "stimulus bills" or similar then the taxpayer is paying for it. If the bank just "eats" the cost then the other people banking at the bank will pay for it in higher interest and fees. Someone will pay for it and I believe I should be the one to pay for the things I get!